Welcome to Financial Nation, a Florida, fee only Registered Investment Advisory firm. We are committed to helping you achieve your long term financial goals, while keeping your investment expenses low. For this reason we do NOT accept commissions of any kind. Our hourly fees are approved by our clients before we start our planning services and the total fees will never rise above what was agreed with our clients. Read more...

Long-term compounding can help your nest egg grow. It's the "rolling snowball" effect. Put simply, compounding pays you earnings on your reinvested earnings. The longer you leave your money at work for you, the more exciting the numbers get. For example, imagine an investment of $10,000 at an annual rate of return of 8 percent. In 20 years, assuming no withdrawals, your $10,000 investment would grow to $46,610. In 25 years, it would grow to $68,485, a 47 percent gain over the 20-year figure. After 30 years, your account would total $100,627. (Of course, this is a hypothetical example that does not reflect the performance of any specific investment.) Read more...